Eliminate financial problems
on the right choice.
Wish Lend Loan help you with a cash advance,
Find Cash Loan with Provider that can help for you loans.
Wishlend the ways to find fast cash.
Start for a loan from anywhere,anytime.
Wish Lend Loan affordable loans for everyone.
Each of the lenders in our network are specialize in servicing loans,
We can provide cash advance when you need it most.
What is a cash advance payday loan or personal loans ?
Payday loan is a short term loan aimed at helping people who need some extra cash prior to their pay day. The amount here is often between $100 and $1000, and personal loans might be called different things, but they’re all designed to provide you with temporary financial relief. between $1,000 and $35,000.
How much can I get from loan ?
The amount a lender is willing to give you depends on how the lender evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders in our network will loan between $100 and $35,000.
Who can qualify for a cash advance loan ?
Most lenders require you to:
1.Be employed in your current position for approximately 90 days.
2.Be at least 18 years old, and a US citizen or a permanent resident.
3.Have an income of approximately $1,000 per month after tax withholdings.
4.Have a valid email address, work phone number and home phone number.
How will I receive the loan money ?
Once the lender approves your loan and you accept the loan terms, your loan will be deposited directly in your bank account or checking account, usually as soon as the next day.
How long does the loans complete ?
It take a few minutes to complete our secure form. After we receive your information, we immediately start looking for a lender that is willing to work with you. You should have a response from one of our lenders within minutes. Final approval and funding is often done in as little as 24 to 48 hours.
If bankruptcy or bad credit, can I still get a loan ?
Normal cash loan generally are offered for people with good credit, although each lender has its own underwriting policies. An alternative for those with bad credit may be to seek a short-term consumer loan. If we cannot find a lender that can offer you a long term for the amount you requested, we will search our network of short term lenders to see if we can find a short-term lender for you.
Will I need a printer or fax machine ?
Some lenders will ask for your permission to access your information such as bank statements or income verification online, saving you from having to fax or email copies of those documents. However, your lender might need you to fax or email a copy of your bank statement, paycheck stubs or other information. If you do not have access to a scanner or printer, consider visiting Office Max, Kinkos or another office service provider. You should also have access to a printer so you can print a copy of your loan agreement. If you have questions after your loan is funded, you will need your lender’s contact information!.
What is the cost of a short term consumer loan ?
There is no cost to use Wish Lend Loan’s marketplace service. The actual cost of your loan may vary by lender. You will be provided information on the rates and fees before you accept the loan. Personal loans are not designed as long term financial solutions but are often less costly than late charges, NSF fees or reconnect fees for overdue utilities. Please only accept a loan if you believe you have the ability to repay it.
If I already have an outstanding cash advance loan is it possible to get a new one ?
You may be allowed to secure more than one personal loan at any given time, but this will depend on your state’s laws as well as your lender’s practices. If you have an outstanding personal loan or other personal loan, you should let your new lender know about it before you accept a new loan.
When and how do I repay my loan ?
If you have selected the convenient and secure ACH payment option, your loan payment will be withdrawn from your bank account on its due date. This option is designed for convenience and helps you avoid potential late fees or default! If you need an extension on your loan, please contact your lender before you miss a payment (additional fees may be involved).
What happens if I’m late with a repayment ?
There are different policies followed by different lenders in our network. It is advised that you review the policies pertaining to late payment often found in the lender's documentation prior to inserting your e-signature on that document. However, many states have laws that dictate how much lenders are allowed to charge for late payment.
How is my private information to be protected ?
When can I get another loan ?
You can use our service to get a new loan at any time (subject, of course, to state law restrictions). If you have recently taken out another personal loan that is still outstanding, please inform your new lender before accepting a new loan.
Is an extension possible on repaying my loan, and how many extensions can I get ?
The rules on extensions or “rollovers” varies among lenders and also may be regulated by state law. Some states allow for multiple rollovers while others do not allow it at all. If you need an extension on your loan, make sure to contact your lender before you miss any payments. Most lenders will work with you to help you avoid missing payments or defaulting on your loan.
What happens if I’m not able to repay my loan ?
If you can’t make your loan payments on time, you may be in default of your loan obligations. If that happens, your lender may try and secure repayment from you using debt collection methods that are professional, fair and in compliance with the law. Lenders should follow the Fair Debt Collection Practices Act guidelines when attempting to collect loans in default. Late payments and loan defaults may adversely affect your credit and may make it difficult to obtain future personal loans.
Accessible Loans - Opportunities for Everyone.
Short Term Cash Needs
- Good Credit Not Required
- Loan from $100 ~ $1,000
- Repaid within 30 days
Long Term Cash Needs
- Required Credit Score
- Loan from $1,000 ~ $35,000
- Require income document
Fill out a 3-minute online form and have funds directly deposited into your bank account as soon as possible the conditions of lender after approval.*